Understanding sneaky mortgage clauses: Adjustable rate mortgages

Buying a home for the first time is already stressful enough.  By the time you have found your dream home and gone through the offer, counter-offer, acceptance, inspection, loan approval and final walk through, you just want the process to be done.  You just want to move into your new home and relax.
The first time […]

The Two Sides of Stupidity

Of course, everyone would rather be smart than stupid. But not everyone can be so fortunate.
Stupidity affects your income, for sure. Someone lacking in brain cells is more likely to be an average or poor performer at work, which ultimately means less money in the paycheck compared to his or her cerebrally gifted […]


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